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Covering The Cost Of A Rental After A Car Accident

A car accident can cause a lot of inconveniences, including the loss of use of a driver’s car while damages from the accident are repaired. If the car was totaled, the driver still has to wait while the insurance is sorted out and a check for the value of the totaled car is issued. During this time, the driver still needs to go to work, medical appointments, as well as run other errands. Despite being expensive, the driver may feel that the use of a rental car is essential. There are several ways in which a driver may cover the costs of a rental while waiting for repairs or replacement of a damaged car.

Insurance Coverage Of A Rental Car

The at-fault driver in a car accident is usually expected to meet the foreseeable costs associated with the accident. This means that the at-fault driver’s insurance may pay for a rental car for the driver who was not at fault. The rental car cost has to be reasonable. The insurance company will only pay for the use of a rental for the amount of time it takes to repair the damaged car, if it is not totaled. If there are delays in getting the damaged car back on the road that are associated with the car’s owner, the insurance company may refuse to continue paying for a rental car. If the car is totaled, it is unlikely that the at-fault driver’s insurance company will cover the cost of a rental car while the car’s owner shops for a new car.

If a driver has a certain kind of insurance policy in place, he or she may have the cost of a rental car covered by their own insurance. This may happen when the at-fault driver’s insurance company is not being cooperative or is taking a long time settling the claim. After a deductible is paid, the car owner’s insurance company may choose to pay for all repairs and the rental car, and then pursue reimbursement from the at-fault driver’s insurance company. Under this scenario, reimbursement for a rental car is dependent on the car owner’s coverage. If a rental car is not provided under the policy, the car owner who is not at fault may have to pay out of pocket for any rental car expenses.

Choosing The Rental Car

When choosing a rental car, the driver should consider the type of vehicle to rent. If he or she rents a luxury vehicle with higher rates, the compensation is not likely to be covered to the full extent of the rental fees. It is more reasonable to rent a vehicle comparable to the one being repaired. It should also be noted that the cost of fueling the rental car is not likely to be reimbursed, because the driver would have had to buy gas for the damaged car if the accident had not occurred.

Contact Us For Legal Assistance

If you suffered injuries or your car was damaged in a car accident, you do not have to be inconvenienced while waiting for your car to be fixed or replaced. Put AWARD-WINNING EXPERIENCE on your side by contacting Ed Schottenstein of Schottenstein Law Offices. Schedule your complimentary consultation TODAY by calling(614) 467-8474. We will even arrange free valet parking for you!